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The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money® ). Not all items sold at Canadian Tire, Sport Chek and participating Mark’s/L’Equipeur, Atmosphere and other partner locations are eligible to earn CT Money or to be redeemed for. Certain Mark's/L'Equipeur and Atmosphere stores may not participate. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase at Canadian Tire, Sport Chek, Atmosphere and Mark’s/L’Équipeur.

*Equal payments, no interest” for 12 months is only available on request, on approved credit with a Triangle™ credit card issued by Canadian Tire Bank and on purchases of Ottawa Senators ticket packages of $600 or more through the Ottawa Senators Membership Services. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay that month’s equal payments plan instalment in full by the due date. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change or cancellation without notice.

Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard or Triangle World Elite Mastercard is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) interest and fees shown on your statement, (b) the greater of any amount past due or any balance over your credit limit, (c) the amount of any equal payments plan instalments then due, and (d) $10. Balances under $10 are due in full. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard or Triangle World Elite Mastercard do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:

If your average balance is: $100 $500 $1000 $2000
Total monthly credit charges will be: $1.64 $8.22 $16.43 $32.86

ƒAdditional Information for the Triangle Mastercard® and Triangle World Elite Mastercard®:

Annual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) — 19.99%.

Cash Transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees — 22.99%. For Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at an annual interest rate of — 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.

Foreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.

Annual Fee: None

Other Fees:

Cash Advance Fee: $4 — Charged when the transaction is posted to your account.

NSF/Dishonoured Payment Fee: $25 — Charged if a payment you make is dishonoured.

Charges for Copies: $2 — Charged when you request a copy of a statement or sales slip.

Credit Balance Fee: The lesser of $10 or the amount of your credit balance. Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive for the previous 12 billing periods.

®/™ The Ottawa Senators is a registered trademark of Capital Sports and Entertainment Inc.

®/™ Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.

®/™ Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.